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  1. #1
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    Default American Savings Bank Sucks

    My girlfriend received a notice from the Department of Taxation stating they were unable to direct deposit her refund and she would be receiving a paper check. They got a error message (invalid account number) when trying to deposit it with American Savings.

    This is absolutely frustrating. I put the same account number/routing number for her workplace paycheck- no problems. However, ASB rejected her IRS and state refunds with the same information.
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  2. #2
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    Default Re: American Savings Bank Sucks

    Hmmm.
    I'm a long-time ASB user (over 20 years) and have always found that whenever there was a problem with automatic deposits or withdrawals they have been willing to work with me to resolve those issues.

    I don't know why this happened (it happens onocasion with any bank), but I believe if you talk to some folks at the bank who's job it is to prevent such problems, they will help you through it.

    If not, ask for a higher-level manager! I ve found ASB to be accomodating to a fault! I am certain they can resolve your dispute to your satisfaction.

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  3. #3
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    Default Re: American Savings Bank Sucks

    We'll probably go down to the bank this weekend and complain. However, there isn't much they can do now. The state has already notified her she'll be receiving a paper check. Nonetheless, this whole debacle is very frustrating.

    I've never had any difficulty with any of my banks accepting direct deposits.
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  4. #4

    Default Re: American Savings Bank Sucks

    American Savings Bank completely changed their computer services last weekend and accounts have new protocols. You might need to update your information in your accounts.
    Burl Burlingame
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  5. #5
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    Default Re: American Savings Bank Sucks

    We talked to ASB this morning. They said she needed to use a 10 digit account number on her return, not the five digit one. This is why the refund was rejected. However, it doesn't explain why the five digit account number worked last year ?
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  6. #6
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    Default Re: American Savings Bank Sucks

    Did you just skip RIGHT OVER buzz1941's post before posting this last response of yours?
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  7. #7
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    Default Re: American Savings Bank Sucks

    I've had no problems with direct deposit in 15 years with ASB, where it's the 5 or 10 digit codes.
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  8. #8
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    Default Re: American Savings Bank Sucks

    are you folks talking about routing number codes or account number codes?
    "Democracy is the only system that persists in asking the powers that be whether they are the powers that ought to be."
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  9. #9
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    Default Re: American Savings Bank Sucks

    Quote Originally Posted by anapuni808 View Post
    are you folks talking about routing number codes or account number codes?
    I was wondering the same thing however when I looked at my ASB check book the routing number is a nine-digit code while the checking account number is a combination of two 5-digit codes amounting to a single 10-digit account number.

    In the past I've always used my 10-digit account code and never used a five digit code simply because it wouldn't be complete.
    Life is what you make of it...so please read the instructions carefully.

  10. #10
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    Default Re: American Savings Bank Sucks

    Quote Originally Posted by Mike_Lowery View Post
    I've had no problems with direct deposit in 15 years with ASB, where it's the 5 or 10 digit codes.
    She didn't have any problems receiving her refunds using the five digit account number in 2009. However, the IRS and the State had difficulty electronically transferring her refund for her 2010 refund using the same five digit number.

    When we spoke to the "personal banker" at the Kona ASB branch he didn't believe us when we told him the five digit account number worked in 2009. He said only the ten digit account number would work.

    Nonetheless, I'm seriously leaning towards selecting a paper check for her return next year. Direct deposit is definitely not user friendly proposition in her case.
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  11. #11
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    Default Re: American Savings Bank Sucks

    did you also provide the correct routing number for the deposit? direct deposits don't work without that.
    "Democracy is the only system that persists in asking the powers that be whether they are the powers that ought to be."
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  12. #12
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    Default Re: American Savings Bank Sucks

    I think what Konaguy is saying is that whatever worked in 2009 all of a sudden does not work in 2010...with no explanation why.

  13. #13
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    Default Re: American Savings Bank Sucks

    Quote Originally Posted by tutusue View Post
    I think what Konaguy is saying is that whatever worked in 2009 all of a sudden does not work in 2010...with no explanation why.
    That is a correct analysis of the situation.
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  14. #14
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    Default Re: American Savings Bank Sucks

    Quote Originally Posted by anapuni808 View Post
    did you also provide the correct routing number for the deposit? direct deposits don't work without that.
    Yes, the routing number was correct. The problem was with the account number. The letter she received from the state even stated "R04 Invalid Account Number" as the error message they received when the electronic transfer failed.
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