Re: Obamanomics: Healtcare Reform or European-Modeled Socialized Medicine?
Yes...to a degree. That's just one piece to a much larger puzzle called the human body.
CHOICE is the magic word! That said, there are downsides to Medicare. Part D, drug coverage...there is a late enrollment penalty if one decides to, initially, not enroll. The penalty is 1% per month. One gets penalized for saving the government money!
Personally, the list of prescriptions Medicare, or it's approved plans, covers does not include even one of my prescriptions. That doesn't mean that, possibly, in say 5 years, one or more might make it on the list so I need to cover myself with a drug plan now to avoid that hefty penalty later. In the meantime, one of my generic drugs costs $277./mo. (for which I've been paying $5.). I'm taking that particular rx because I don't get side effects...after trying so many others with unacceptable side effects. Now I'm back to the drawing board in search of an affordable substitute. This sounds easy but, trust me, it's not. All of my current prescriptions will be out of my own pocket with Medicare altho' I will sign up for a drug plan. After crunching lots and lots of numbers and once I find an acceptable substitute for that expensive generic then Medicare will make sense for me.
The issue of Medicare has been a bit of a nightmare. But, at least it's a choice.
Originally posted by Walkoff Balk
View Post
Originally posted by matapule
View Post
Personally, the list of prescriptions Medicare, or it's approved plans, covers does not include even one of my prescriptions. That doesn't mean that, possibly, in say 5 years, one or more might make it on the list so I need to cover myself with a drug plan now to avoid that hefty penalty later. In the meantime, one of my generic drugs costs $277./mo. (for which I've been paying $5.). I'm taking that particular rx because I don't get side effects...after trying so many others with unacceptable side effects. Now I'm back to the drawing board in search of an affordable substitute. This sounds easy but, trust me, it's not. All of my current prescriptions will be out of my own pocket with Medicare altho' I will sign up for a drug plan. After crunching lots and lots of numbers and once I find an acceptable substitute for that expensive generic then Medicare will make sense for me.
The issue of Medicare has been a bit of a nightmare. But, at least it's a choice.
Comment